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It is a known fact that women fare worse than men when it comes to retirement provision for many reasons, including lower salaries, more gaps in their careers due to caring for children and a longer life expectancy.

This will inevitably result in an even lower fund as there is less time to contribute and less time to achieve long term investment growth.

The main issue is that women will need a greater fund than their male partners at retirement. The life expectancy of an Irish man is now 78.7 years, while for women it is 83.2 years.

Accuro’s advice to women is to take ownership of your retirement fund. Know where you are invested, maximize your pension contributions where possible and if you don’t have a pension, take steps to set one up as soon as possible.

As a women running her own business for the last 13 years and a mother of two children I am ideally placed to provide retirement planning advice to women either self-employed or senior employees within a company.

Whether you have a scheme already in place and would like an independent review, establishing a new scheme for you and your employees or coming close to retirement and are seeking an independent review of your retirement options, Accuro can offer you the best independent technical advice in any of these scenarios.